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If you’re a current property owner or you’re looking to buy your first home, then you’ve probably found yourself wondering if a homeowner’s insurance policy is really worth the investment. And while homeowner’s insurance is not legally required in Minnesota, there are many benefits to purchasing a coverage plan for your property that can help …
Homeowners insurance provides coverage on your home after events like fire, theft, a falling tree, and damage caused by storms including wind, hail, and lighting. Most standard homeowners’ policies also cover items in the home including furniture and clothing. Items like jewelry and artwork are not always covered under a standard homeowner’s policy. Therefore, it …
While home insurance offers peace of mind during emergencies, it may not cover everything you want it to. For example, you must purchase additional coverage to tackle Minnesota snowmelt in the spring. Your home could also be in jeopardy if there’s heavy rainfall one year and floods the foundation due to a winter-saturated ground. Without …