David Gebhardt

Choosing a Medicare Part D prescription drug plan can feel overwhelming – especially during the annual renewal season. Each year, Medicare beneficiaries in Minnesota have an Annual Election Period (AEP) from October 15 to December 7 to review their coverage and make changes for the next year (Medicare / Minnesota.gov). It’s the perfect time to […]

Understanding Medicare in Minnesota Medicare is a federal health insurance program designed for individuals aged 65 and older, as well as certain younger individuals with disabilities. While Medicare provides nationwide coverage, Minnesota has unique plan offerings and regulations that can impact your choices. Understanding the different Medicare options and enrollment periods is crucial for securing

As you approach retirement or become eligible for Medicare, understanding your healthcare options becomes crucial. The process can be overwhelming, especially when faced with the choice between Original Medicare and Medicare Advantage Plans. If you’re wondering which plan is best for you—or how to make sense of the different options—you’re not alone. Fortunately, at Patriot

Navigating health insurance can often feel overwhelming and confusing, but at Patriot Insurance Brokers, our goal is to make the process as simple and stress-free as possible. Based in Minnesota, with offices in Elk River and Waite Park, we take pride in offering personalized insurance solutions to meet your specific needs. Whether you’re an individual,

Navigating the complex world of Medicare can be a daunting task for many individuals nearing retirement age or those already eligible. The wide variety of options, coverage plans, and regulations can easily overwhelm even the most informed individuals. That’s where Medicare brokers step in to play a pivotal role, helping beneficiaries find the best coverage

Navigating health insurance can feel overwhelming. With so many options, varying plans, and ever-changing regulations, it’s easy to get lost in the details. That’s where we come in. Based in Elk River and Waite Park, we are here to provide personalized, knowledgeable guidance to help you find the best plan for you and your loved