Flexible Insurance Options for Your Recreational Vehicles in Elk River & Waite Park, MN

Whether you own an RV, motorcycle, or boat, Patriot Insurance Brokers can assist you with comprehensive insurance coverage plans to protect your valuable assets in Elk River and Waite Park, MN. Our policies are tailored to meet the unique needs of recreational vehicle owners, providing peace of mind while you explore the open road or set sail on the water.

RV Insurance Coverage

• Liability coverage for bodily injury and property damage in case you're responsible for an accident.
• Comprehensive coverage for non-collision events like theft, vandalism, or natural disasters.
• Collision coverage for damage to your RV due to a collision with another vehicle or object.
• Uninsured/underinsured motorist coverage to protect you if you're in an accident with a driver who doesn't have insurance or enough insurance.
• Personal belongings coverage for items inside your RV.
• Medical payments coverage for medical expenses resulting from an accident.
  

Motorcycle Insurance Coverage

• Liability Coverage: Protects you if you're responsible for an accident that causes injury or property damage to others.
• Collision Coverage: Covers the cost of repairing or replacing your motorcycle if it's damaged in an accident, regardless of who is at fault.
• Comprehensive Coverage: Provides protection against theft, vandalism, fire, and other non-collision-related damages.
• Uninsured/Underinsured Motorist Coverage: Offers financial protection if you're involved in an accident with a driver who doesn't have adequate insurance.
• Medical Payments Coverage: Covers medical expenses for you and your passengers in the event of an accident.
• Custom Parts and Equipment Coverage: Protects the value of any custom parts or accessories added to your motorcycle.
  

Boat Insurance Coverage

• Physical Damage: Boat insurance can protect your watercraft against physical damage caused by accidents, storms, theft, vandalism, or fire.
• Liability Coverage: This coverage helps protect you if you're at fault for an accident that causes bodily injury or property damage to others while operating your boat.
• Medical Payments: Boat insurance can cover medical expenses for you or your passengers if they are injured while on your boat, regardless of fault.
• Uninsured Boater Coverage: This coverage can protect you if your boat is involved in an accident with an uninsured or underinsured boater.
• Personal Property: Boat insurance may cover personal belongings on board, such as fishing equipment, safety gear, and other personal items.
• Towing and Assistance: Some policies provide coverage for towing and emergency assistance if your boat breaks down on the water.
• Wreck Removal: In case your boat is damaged and needs to be removed from the water, boat insurance may cover the costs of wreck removal.