Quality Auto Insurance at Low Rates in Elk River, Waite Park & St. Cloud, MN
Patriot Insurance Brokers wants to help you have reliable and affordable auto insurance coverage to protect you and your vehicle. Whether you’re commuting to work, running errands, or embarking on a road trip, our auto insurance services are designed to provide you with the peace of mind you need. Serving the communities of Elk River, St. Cloud, and Waite Park, Minnesota, we offer a variety of auto insurance options tailored to meet your specific needs and budget.
Auto Insurance Coverage Options
Our auto insurance policies include a wide range of coverages, ensuring that you are protected no matter what the road brings:
Liability Coverage: Protects you in the event you are responsible for an accident, covering bodily injury and property damage costs.
Collision Coverage: Pays for damage to your vehicle resulting from a collision, regardless of who is at fault.
Comprehensive Coverage: Covers non-collision-related incidents, such as theft, vandalism, natural disasters, and more.
Uninsured/Underinsured Motorist Coverage: Protects you if you are involved in an accident with a driver who has insufficient or no insurance.
Medical Payments Coverage: Covers medical expenses for you and your passengers, regardless of who is at fault.
Personal Injury Protection (PIP): Provides coverage for medical expenses, lost wages, and other related costs following an accident.
Additional Services
In addition to our comprehensive coverage options, we offer a range of services to enhance your auto insurance experience:
- Roadside Assistance: Provides support in case of a breakdown, including towing, jump-starts, flat tire changes, and more.
- Rental Car Reimbursement: Covers the cost of a rental car while your vehicle is being repaired following a covered claim.
- Gap Insurance: Helps pay the difference between the actual cash value of your vehicle and the remaining balance on your auto loan or lease in the event of a total loss.
Classic Car Insurance Services
For those who own classic cars, we offer specialized Classic Car Insurance policies that provide agreed value coverage, ensuring that your prized possession is adequately protected. Our policies also include coverage for spare parts, restoration, and more.
Classic & Antique Car Coverage Options
List of Services
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Agreed Value Coverage:List Item 1
This ensures that you receive the full insured amount of your vehicle in the event of a total loss, as opposed to actual cash value or stated value coverage.
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Comprehensive & Collision Coverage:
This protects your vehicle from damage due to accidents, theft, vandalism, fire, and other non-collision incidents.
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Liability Coverage:
This includes bodily injury and property damage liability, protecting you financially if you are responsible for an accident that results in injury to others or damage to their property.
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Uninsured/Underinsured Motorist Coverage:
This offers protection if you are involved in an accident with a driver who does not have sufficient insurance.
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Medical Payments Coverage:
This covers medical expenses for you and your passengers in the event of an accident, regardless of fault.
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Spare Parts Coverage:
This provides coverage for spare parts and accessories for your classic or antique vehicle.
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Roadside Assistance:
This offers services such as towing, flat tire changes, battery jump-starts, and fuel delivery.
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Coverage for Car Shows and Events
This includes protection for your vehicle while it is on display at car shows, parades, or other events.
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Flexible Usage:
Some policies offer coverage for limited pleasure use, allowing you to drive your classic or antique car on special occasions and not just to and from car shows.
Bundle & Save
At Patriot Insurance Brokers, we believe in offering value to our clients. That’s why we provide the option to bundle your auto insurance with other insurance products, such as home, health, or life insurance. Bundling your policies not only simplifies your insurance management but also offers additional cost savings.
Protect yourself and your vehicle with reliable auto insurance coverage from Patriot Insurance Brokers. Our dedicated team is here to help you find the best coverage at competitive rates. Contact us today at 763-595-1544 or 320-252-8222 to get a free quote and learn more about how we can meet your auto insurance needs.
